| No. |
Type of Loan. |
Amount. |
Period. |
Interest Rate. |
 |
Commercial Loans (Including L.A.E.P.
Cash Credit, Project Loan, Two Wheeler Loan, Warehouse Receipt Loan, Machinery Loan, WCTL, WCDL, Bills Purchased & Discounting, Commercial Veh.Loan, Pledge Loan) |
Up to Rs. 5.00 Lac |
- |
14.75 % |
|
|
Rs. 5.01 to Rs. 15.00 Lacs |
- |
15.25 % |
|
|
Rs. 15.01 to Rs. 25.00 Lacs |
- |
15.50 % |
|
|
Rs.25.01 to Rs. 50.00 Lacs |
- |
16.00 % |
|
|
Rs. 50.01 to Rs.100.00 Lakh |
- |
16.50 % |
|
|
Rs. 100.01 lakh to Rs. 500.00 lakh |
- |
16.75 % |
|
|
Rs. 500.01 lakh and above |
- |
17.00 % |
|
Personal Loan, Consumer Durable, Other Hyp.Loan, Janata Sanganak Loan, Janata Mobile Loan, Janata Vardhasta, Annapurna (For all new proposals from 01-09-2011) |
- |
- |
16.00 % |
|
Suvarna Ratna / Kanchan Ratna / Gold Loan |
Upto 25.00 lakh |
- |
14.00 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
- |
14.25 % |
|
|
Rs. 50.01 to Rs.100.00 Lakh |
- |
14.50 % |
|
|
Rs. 100.01 lakh to Rs. 500.00 lakh |
- |
14.75 % |
|
|
Rs. 500.01 lakh and above |
- |
15.00 % |
|
Dhanwantari /Janata Udyam Vikas Loan |
- |
- |
15.25 % |
|
Rent Discounting |
- |
- |
13.50 % |
|
Agricultural / Mango Loan - Cash Credit and Term Loan |
Upto 25.00 lakh |
- |
12.00 % |
|
Janata Educational Loan |
Up to Rs 2 Lac |
- |
13.50 % |
|
|
Above Rs 2 Lac |
- |
14.00 % |
|
Janata Vehicle Loan ( Four Wheeler - Vehicle for Personal Use only) up Rs.15/- Lakh |
- |
Upto 5 Years |
12.50 % |
|
Loan against Fixed Deposit (Including 3rd party FD) |
- |
- |
Int.Rate on Deposit + 2% |
|
Janata Gruha Karja Yojana - Housing Loan
|
Upto Rs. 10,00,000 |
Upto 10 Years |
11.50 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
Upto 10 Years |
13.75 % |
|
|
Rs.10,00,001/- to 25,00,000/- |
Upto 10 Years |
12.50 % |
|
|
50.01 lakh to 70.00 lakh |
Upto 10 Years |
14.00 % |
|
|
Upto Rs. 10,00,000 |
Upto 5 Years |
09.50 % |
|
|
50.01 lakh to 70.00 lakh |
Upto 5 Years |
11.50 % |
|
|
Rs.10,00,001/- to 25,00,000/- |
Upto 5 Years |
10.00 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
Upto 5 Years |
11.25 % |
|
|
Upto Rs. 10,00,000 |
Upto 15 Years |
12.00 % |
|
|
Rs.10,00,001/- to 25,00,000/- |
Upto 15 Years |
13.00 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
Upto 15 Years |
14.25 % |
|
|
50.01 lakh to 70.00 lakh |
Upto 15 Years |
14.50 % |
|
Loan against NSC / LIC |
- |
- |
13.50 % |
|
Home Savings Deposit Loan |
- |
- |
14.75 % |
|
Shares Loan |
- |
- |
16.00 % |
|
Other Hypothecation Loan |
Upto 25.00 lakh |
- |
16.00 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
- |
16.25 % |
|
|
Rs. 50.01 to Rs.100.00 Lakh |
- |
16.50 % |
|
|
Rs. 100.01 lakh to Rs. 500.00 lakh |
- |
16.75 % |
|
|
Rs. 500.01 lakh and above |
- |
17.00 % |
