Janata Sahakari Bank is most trusted brand in personal banking field in Maharashtra. JSB Pune has set a benchmark for all co-operative banks.
The Bank has a strong base among the urban salaried middle class and it is making efforts to achieve a favourable deposit mix by targeting new avenues. The Bank conducts get-together programmes for branch customers on Bank-Branch anniversary days, medical checkup camps, customer meets, customer awareness camps etc to strengthen this relationship.
JSB also provides reliable and trusted investment option with various short term as well as long term deposit schemes. The deposits of the customers are insured in terms of Deposit Insurance and Credit Guarantee Corporation Act 1961 and the Bank is prompt in payment of insurance premium to DICGC.
Huge growth in the urban middle class during the last two decades has boosted demand for retail loan products. As the performance of industrial and other commercial sectors continued to be discouraging during the past couple of years, we made serious efforts for expansion of retail loans by devising customer friendly schemes and marketing them. Loans up to an amount of Rs 25 lakh per borrower against security of gold, vehicle, paper securities, personal loans etc come under retail loans category. JSB provides quality service in retail loans.
With easy and hassle free loans JSB have spread to more than 10 lakh customers with business mix of above 12000 Crores annually.
Most popular loans among JSB customers are Car Loan, Housing Loan, Education Loan, Gold Loan. The interest rates for all loans schemes launched by JSB Pune are reliable and affordable.